A pre-arranged service is the one sure way to lighten the load on family members. It avoids the need for difficult decisions to be made immediately following a death, which is a highly stressful time for everyone.
Most people don’t realize that there can be over ninety items that need to be decided on when making funeral arrangements.
Of course, you benefit as well by taking time to insure that everything is exactly as you want it.
Contact us today. We are here to help ease the burden on your family.
Dear Rebecca, All of us thank you so much for your hard work in making Chris’s funeral truly a celebration of his life. You were key to making this happen and we are all very grateful."
Preplanning allows you to take your time with important choices. Choosing to make these decisions in advance gives you and your family peace of mind in knowing your final wishes have been recorded and will be followed through.
We make it easy to take advantage of preplanning, and there is no fee for our consultations.
1. Set up a conference with one of our funeral directors.
2. Record your wishes.
3. Fund the funeral services.
4. Share with your family.
We are mandated by law to deposit 100% of the money into a Trust Account in your name to cover the cost of the funeral. This money cannot be released until an official death certificate is presented. Therefore, it is important to understand that our funeral home has no control over your money until the funeral services are rendered.
It will be registered with Interment Trust in Chicago, IL who will confirm directly to you that the trust has been set up. You will also receive periodic updates on the financial performance of your account.
Because your money is held in a Trust Account in your name, the money will always be there. The money in your account can be transferred to another funeral home of your choice, in the unlikely event that we go out of business (Shaughnessey Banks has been in business now for over 60 years).
Should you move outside of our service area, your account can be transferred to another funeral home of your choice.
It may, but life insurance is often intended for your family’s security after you are gone. Also, in the event you may be forced to go on Title 19, any and all personal life insurance with the exception of one policy with a fair market value not greater than $1,500 must be liquidated as they are considered a monetary asset. Funeral Trust Accounts are exempt as assets by Title 19.
Social Security provides a one-time lump-sum payment of $255, payable to a surviving spouse, or dependent child only. Obviously this is well below the cost of any funeral.
Absolutely not. Once your funeral is pre-arranged we will honor all the wishes you set forth.
Contact us today for a free consultation and information on funeral pre-arrangement.